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Insurance Licensing NY-Independent-General-Adjuster Exam Overview:

Certification Vendor:New York State Department of Financial Services (NYS DFS) / PSI Services LLC
Exam Name:New York Independent General Adjuster
Exam Number:17-70
Passing Score:70%
Related Certifications:New York Independent Accident and Health Adjuster
New York Independent Inland Marine Adjuster
New York Independent Automobile Adjuster
New York Independent Fire Adjuster
New York Independent Casualty Adjuster
New York Independent Fidelity and Surety Adjuster
Exam Format:Multiple-choice questions, Computer-based examination
Real Exam Qty:100
Certificate Validity Period:Two years
Available Languages:English
Exam Duration:120 minutes
Exam Price:$40 USD
Recommended Training:PSI New York Insurance Candidate Bulletin
New York DFS Insurance Licensing Resources
Exam Registration:New York State Department of Financial Services - Insurance Licensing
PSI New York Insurance Examination Registration
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based examination administered by PSI at a test center or through remote proctoring.
Pre Condition:Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination.
Official Syllabus URL:https://test-takers.psiexams.com/api/content/bulletin/7217

Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health Insurance Basics6%- Accident and Health Claims
  • 1. Notice and Proof of Loss
    • 2. Investigation and Payment of Claims
      - Types of Coverage
      • 1. Disability, Medical and Long-Term Care
        • 2. Accidental Injury and Sickness
          - Limited Policies
          • 1. Accident-Only and Specified Disease
            • 2. Hospital, Dental and Vision Coverage
              Topic 2: Insurance Regulation6%- License Maintenance
              • 1. Assumed Names and Reporting
                • 2. Renewal and Changes
                  - Claim Settlement Regulations
                  • 1. Consumer Privacy
                    • 2. Unfair Claim Practices
                      - Licensing Requirements
                      • 1. Bond and Fingerprinting
                        • 2. Qualifications and Application
                          - Disciplinary Actions
                          • 1. Suspension and Revocation
                            • 2. Penalties and Cease and Desist Orders
                              Topic 3: Adjusting Losses11%- Claim Investigation
                              • 1. Claim Reporting and Documentation
                                • 2. Evidence and Witness Statements
                                  - Role of the Adjuster
                                  • 1. Duties and Responsibilities
                                    • 2. Independent, Staff and Public Adjusters
                                      - Claim Settlement
                                      • 1. Negotiation and Releases
                                        • 2. Subrogation, Appraisal and Arbitration
                                          - Property and Liability Losses
                                          • 1. Coverage Verification and Loss Evaluation
                                            • 2. Estimates, Depreciation and Salvage
                                              Topic 4: Commercial Package Policy38%- Commercial Policy Components
                                              • 1. Common Policy Declarations
                                                • 2. Common Policy Conditions
                                                  - Transportation Coverages
                                                  • 1. Motor Truck Cargo
                                                    • 2. Transit Coverage
                                                      • 3. Common Carrier Legal Liability
                                                        - Commercial Inland Marine
                                                        • 1. Contractors Equipment and Installation Floaters
                                                          • 2. Accounts Receivable and Valuable Papers
                                                            • 3. Jewelers Block, Signs and Electronic Data Processing
                                                              • 4. Marine Definition and Conditions
                                                                Topic 5: Homeowners Policy10%- Coverage Forms
                                                                • 1. HO-2 through HO-6
                                                                  • 2. HO-8
                                                                    - Property Coverages
                                                                    • 1. Dwelling, Other Structures and Personal Property
                                                                      • 2. Loss of Use and Additional Coverages
                                                                        - Selected Endorsements
                                                                        • 1. New York Special Provisions
                                                                          • 2. Earthquake, Identity Fraud and Home Business
                                                                            - Perils, Exclusions and Conditions
                                                                            • 1. Exclusions and Conditions
                                                                              • 2. Perils Insured Against
                                                                                - Liability Coverages
                                                                                • 1. Personal Liability
                                                                                  • 2. Medical Payments to Others
                                                                                    Topic 6: Medical Reports and Terminology4%- Injuries, Diseases and Medical Tests
                                                                                    • 1. Common Injuries and Diseases
                                                                                      • 2. Diagnostic Tests
                                                                                        - Medical Terminology
                                                                                        • 1. Prefixes, Suffixes and Abbreviations
                                                                                          • 2. Medical Specialties
                                                                                            - Basic Human Anatomy
                                                                                            • 1. Cardiovascular and Abdominal Systems
                                                                                              • 2. Skeletal, Nervous and Respiratory Systems
                                                                                                Topic 7: Insurance Basics6%- Insurance Contracts
                                                                                                • 1. Elements and Characteristics
                                                                                                  • 2. Representations, Warranties and Concealment
                                                                                                    - Insurance Principles
                                                                                                    • 1. Hazards, Negligence and Liability
                                                                                                      • 2. Insurable Interest and Indemnity
                                                                                                        • 3. Causes and Valuation of Loss
                                                                                                          - Policy Structure
                                                                                                          • 1. Subrogation, Salvage and Loss Settlement
                                                                                                            • 2. Declarations, Conditions and Exclusions
                                                                                                              • 3. Limits, Deductibles and Other Insurance
                                                                                                                Topic 8: Personal Inland Marine13%- Personal Property Floater
                                                                                                                • 1. Coverage and Eligible Property
                                                                                                                  - Personal Effects Floater
                                                                                                                  • 1. Coverage and Loss Settlement
                                                                                                                    - Personal Articles Floater
                                                                                                                    • 1. Scheduled Personal Property
                                                                                                                      Topic 9: Dwelling Policy6%- Property Coverages
                                                                                                                      • 1. Dwelling and Other Structures
                                                                                                                        • 2. Personal Property and Loss of Use
                                                                                                                          - Coverage Forms and Perils
                                                                                                                          • 1. Covered Perils
                                                                                                                            • 2. Basic, Broad and Special Forms
                                                                                                                              - Exclusions, Conditions and Endorsements
                                                                                                                              • 1. New York and Selected Endorsements
                                                                                                                                • 2. General Exclusions and Conditions

                                                                                                                                  NY-Independent-General-Adjuster Exam Details Every Candidate Should Check

                                                                                                                                  You need 70% to pass the NY-Independent-General-Adjuster exam, and registration costs $40 USD. Since each attempt carries the fee, candidates who practice thoroughly first — on paper, on screen, under time pressure — put their money behind preparation rather than retakes.

                                                                                                                                  The NY-Independent-General-Adjuster exam is the official test for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) certification from Insurance Licensing. For graduates and job seekers facing drastic competition, it does something a resume line cannot: it verifies your skills against a recognized standard, so when you enter an interview process, the credential helps you stand out on evidence rather than adjectives.

                                                                                                                                  The official outline divides the NY-Independent-General-Adjuster exam into weighted domains, including:

                                                                                                                                  • Commercial Package Policy (38%)
                                                                                                                                  • Accident and Health Insurance Basics (6%)
                                                                                                                                  • Homeowners Policy (10%)

                                                                                                                                  Print the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) PDF from Prep4away and mark these domains' key points directly on paper — annotating the difficult parts is a proven way to make them stick.

                                                                                                                                  Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination.

                                                                                                                                  Because it was compiled with readers like you in mind. Download the NY-Independent-General-Adjuster exam PDF from Prep4away, print it, and the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) content becomes a physical workbook: make notes in the margins, mark the important knowledge points on paper, and carry the pages anywhere — library, dormitory, wherever you study. Reviewing with your own annotations is efficient, and the tactile process keeps you motivated to continue. Many candidates find that once they start, learning this way becomes a genuinely happy process.

                                                                                                                                  The NY-Independent-General-Adjuster exam includes 100 questions to be completed within 120 minutes minutes. Time is money during preparation too — focused practice on exam-aligned questions is the shortest route to feeling ready.

                                                                                                                                  Yes — safety is engineered in, not just claimed. The NY-Independent-General-Adjuster exam package from Prep4away is verified virus-free, and the exam engine carries a self-protect function, so installing it on your device never puts your important files at risk. Delivery is automatic by email about a minute after payment; if the message is missing, check your spam folder, and contact support if nothing arrives within 2 hours.

                                                                                                                                  Registration is available through these official channels:

                                                                                                                                  In a competitive job market, a booked exam date is a commitment device — it converts your preparation from intention to schedule.

                                                                                                                                  Yes, the following official training options are available:

                                                                                                                                  Combine them with the printable question bank, and you get both structured instruction and the flexibility of self-study on paper.

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  A type of insurance that protects an individual who fails to meet the standards of skill and care generally accepted for her occupation is

                                                                                                                                  • A. personal liability.
                                                                                                                                  • B. workers' compensation.
                                                                                                                                  • C. professional liability.
                                                                                                                                  • D. fiduciary liability.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: C  🗳️

                                                                                                                                  Explanation: Only visible for Prep4away members. You can sign-up / login (it's free).

                                                                                                                                  If a businessowner has a loss, which of the following will the insurer REQUIRE from the insured to assist in the business interruption portion of the claim?

                                                                                                                                  • A. Production of books and records, including taxes and all schedules.
                                                                                                                                  • B. Production of list of furniture and fixtures.
                                                                                                                                  • C. Submission to an insurer's onsite inspection request.
                                                                                                                                  • D. Examination under oath.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for Prep4away members. You can sign-up / login (it's free).

                                                                                                                                  Which of the following is an example of an unfair claim settlement practice?

                                                                                                                                  • A. Delaying the settlement of claims submitted in which liability has become clear.
                                                                                                                                  • B. Adopting and implementing standards to settle claims in a timely manner.
                                                                                                                                  • C. Replacing a policy when it is in the best interest of the insured.
                                                                                                                                  • D. Disclosing the settlement terms and provisions of the contract of insurance.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for Prep4away members. You can sign-up / login (it's free).

                                                                                                                                  Which of the following is a disruption of a joint in which the bone ends are no longer in contact?

                                                                                                                                  • A. Fracture
                                                                                                                                  • B. Sprain
                                                                                                                                  • C. Strain
                                                                                                                                  • D. Dislocation
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for Prep4away members. You can sign-up / login (it's free).

                                                                                                                                  A policy covering all causes of loss to an aircraft is known as

                                                                                                                                  • A. All Inclusive.
                                                                                                                                  • B. Comprehensive.
                                                                                                                                  • C. Liability.
                                                                                                                                  • D. Named Perils.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for Prep4away members. You can sign-up / login (it's free).

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