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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. To satisfy a mortgage of record, which of the following must be filed?

A) a mortgage satisfaction
B) a certified copy of original mortgage
C) an original note
D) a payoff statement

2. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) quitclaim deed
B) trustee's deed
C) general warranty deed
D) deed in trust

3. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
D) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.

4. Which one of the following estates may NOT be insured under a title insurance policy?

A) License.
B) Life estate.
C) Leasehold.
D) Easement.

5. All of the following are subject to false advertising regulations EXCEPT

A) letters.
B) circulars.
C) statements.
D) gifts.

Solutions: