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How to Get Certified

To obtain the ACAMS CAMS certificate individuals must take and successfully pass the affiliated namesake CAMS exam, which requires individuals to go through a three-step process. This has been outlined below:

  • Be a member of ACAMS

    Individuals may gain membership of ACAMS as individuals, as part of an enterprise, as public sector workers, or as part of a chapter. Members are required to make a standard membership payment.

  • Take the actual CAMS exam

    After an individual is found to be eligible and their application has been approved, they may go on to schedule their CAMS evaluation.

  • Submit an application

    After gaining membership at ACAMS, individuals are required to submit an application form along with payment. To be eligible to send an application, individuals must meet the following requirements: hold an active ACAMS membership, have 40 ACAMS credits, possess an education (10 credits for associates, 20 credits for bachelors, 30 credits for masters, and 40 credits for JD, or PhD), possess work experience (10 credits for each year of work experience), and have training (1 credit for an hour of training in the field of financial crime).

Reference: https://www.acams.org/sites/default/files/2024-02/EN-CAMS_011924.pdf

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ACAMS CAMS 中文 Exam Syllabus Topics:

SectionWeightObjectives
Compliance Standards for AML/CFT25%- Global regulatory frameworks
  • 1. USA PATRIOT Act and national regulations
  • 2. FATF 40 Recommendations
  • 3. Basel Committee guidelines
  • 4. Wolfsberg Principles
  • 5. EU AML Directives
- Risk-based approach fundamentals
  • 1. Application across jurisdictions
  • 2. Principles of risk assessment
- International organizations and bodies
  • 1. Financial Action Task Force
  • 2. Standard-setting bodies
  • 3. Egmont Group of Financial Intelligence Units
Risks and Methods of Money Laundering and Terrorist Financing26%- Sector-specific vulnerabilities
  • 1. Real estate
  • 2. Banking and deposit-taking institutions
  • 3. Legal and professional service providers
  • 4. Gaming and casinos
  • 5. Money services businesses
  • 6. Precious metals and high-value goods
  • 7. Securities and capital markets
  • 8. Insurance sector
- Money laundering stages and mechanisms
  • 1. Terrorist financing methods
  • 2. Placement, layering, integration
  • 3. Trade-based money laundering
- Sanctions and related risks
  • 1. Consequences of non-compliance
  • 2. UN, EU, OFAC and other sanctions regimes
AML/CFT Compliance Programs28%- Core elements of compliance programs
  • 1. Risk assessment and management
  • 2. Policies, procedures and controls
  • 3. Governance and oversight
- Training, audit and independent review
  • 1. Staff training programs
  • 2. Continuous improvement
  • 3. Internal and external audit functions
- Customer due diligence requirements
  • 1. KYC/CDD and enhanced due diligence
  • 2. Beneficial ownership identification
  • 3. Ongoing monitoring
- Reporting and record-keeping
  • 1. Suspicious activity reporting (SAR/STR)
  • 2. Record retention requirements
Conducting and Responding to Investigations21%- Disciplinary and remedial actions
  • 1. Preventing recurrence
  • 2. Corrective measures and sanctions
- Detection and red flags
  • 1. Industry-specific red flags
  • 2. Identifying suspicious activities and transactions
- Information sharing and cooperation
  • 1. Domestic and international cooperation
  • 2. Working with FIUs and law enforcement
- Investigation process and case management
  • 1. Case documentation and reporting
  • 2. Evidence gathering and analysis

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